Today’s vehicles’ lightweight construction and specialized technology improve fuel efficiency and protect you and your family, but they also make repairs challenging. With Chubb, your repairs will be made using original equipment manufacturer parts, and with the mechanic of your choice.

We make sure your vehicle is repaired correctly, every time, and that you get some of the best protection on the road.

Chubb Masterpiece® Auto Coverage Highlights

  • Agreed Value CoverageWith Chubb’s optional Agreed Value coverage, you agree to what your car is worth when your policy is written. Then, if your car is stolen or totaled, we’ll simply write you a check for the agreed amount. This could save you tens of thousands of dollars or more at the time of a covered loss.
  • Choice of Repair ShopChubb provides you with the freedom to choose your mechanic and body shop – and we’ll pay for it too. Or if you need a referral to a trusted and certified shop, Chubb can offer one through our Masterpiece Auto Preference Services (MAPS).
  • Original Equipment Manufacturer Parts and ProceduresWhile many insurers won’t pay the cost of original parts, Chubb will. We insist on using original equipment manufacturer (OEM) parts and procedures so your vehicle’s safety systems perform properly in the event of a subsequent accident.
  • Safety AdvocatesOur Auto Technical Specialists are your safety advocates. They oversee all repairs with a focus on safety and quality rather than dollars and cents. So you can be sure your car meets strict manufacturer specifications.
  • Removal of Personal InformationIf your car is totaled and can be accessed, we’ll ensure all personally identifiable information is removed. This includes stored addresses, phone contacts, and even garage door opener codes. It’s just one more way we do more for our clients.
  • Worldwide Rental Car CoverageChubb doesn’t limit rental car coverage to the U.S. and Canada – we cover damage to a rental car anywhere in the world. And, when you purchase a liability limit of $1 million or more, you get worldwide auto liability coverage.
  • Rental Car ReimbursementNeed to rent a car because yours is out of service following an accident? Chubb’s Rental Car Reimbursement Coverage enables you to rent a car just like the one you own. We offer the industry’s highest amount of coverage – up to $15,000 – with no per-day limit.
  • High Coverage Limits for Liability and Uninsured/ Underinsured Motorists (UM/UIM) CoverageYour auto insurance can be a strong line of defense in the event of an accident or a lawsuit. Chubb offers some of the highest limits in the business – up to $10 million in auto liability and $1 million in UM/UIM protection.